In life, when it comes to Christmas shopping, there are two types of people. There are those who plan well in advance to save last-minute rushing around and those who do exactly that, leave it to the last minute! The date of Christmas never changes and so there are no excuses not to set a plan as this will not only ensure you are organised come Christmas day, but it will also ensure that you are more effective in your Christmas purchases, that you don’t overspend and you will probably even be … [Read more...]