Job loss, a health crisis, car problems, or even a sick pet are all examples of emergencies that may crop up and require you to spend a few hundred or a few thousand dollars. It's best to plan ahead so you know what the alternatives are if the crisis happens. You may have a few options. Create an Emergency Fund Ideally, you already have an emergency fund. This is savings that you can get to easily that usually amounts to about three to six months' worth of your income. If you don't, … [Read more...]